Loan Selector & Calculator

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Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

A loan of €5,000 over 3 year with 36 monthly instalments costs €161.34 per month at a variable rate 10% (Annual Percentage Rate (APR) 10.47%).  Cost of credit is €808.24. The total amount you pay is €5808.24.

A loan of €20,000 over 5 year with 60 monthly instalments costs €391.79 per month at a variable rate 6.55% (Annual Percentage Rate (APR) 6.75%). Cost of credit is €3,507.40. The total amount you pay is €23,507.40. 

A loan of €10,000 over 5 year with 60 monthly instalments costs €191.10 per month at a variable rate 5.55% (Annual Percentage Rate (APR) 5.69%). Cost of credit is €1,466.00. The total amount you pay is €11,466.00. 

St jarlaths Credit Union is regulated by the Central Bank of Ireland .

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